Having a Financial Plan in place equips you to handle the changes that occur throughout your life. It protects you and your family and ensures you achieve a greater control over those events that could affect your life-style and wellbeing. It enables you to balance the different elements of your life, especially your emotional and physical health, such as a loss of income due to illness. Sensible financial planning brings you a greater degree of security and empowerment.
When we meet, four things occur:
- An assessment of your financial circumstances and your main priorities
- Advice on an appropriate strategy
- Creation of a plan tailored to your needs
- Meeting at least annually to review your situation
The value of an investment with St. James's Place will be directly linked to the performance of the fund you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.